Should I Take Social Security Early or Not?
One of the more common questions asked of me is âshould I take Social Security early?â. The questioner is referring to the ability to take Social Security as early as age 62, rather than waiting till the full time retirement age of 65. (By the way that age gradually increases
NFL Seat Licenses and Medicaid — Huh?
I met with a family with the following scenario. Dad needed nursing home care and the family had done no long term planning. We talked about how under Medicaid rules the coupleâs assets would be counted, divided in half and that Mom would be able to keep 50% of the
Mom Needs Help But a Guardianship Won’t Work – What Now?
I discussed in last weekâs post how a guardianship may not be possible where Mom needs help but is not necessarily incompetent. So, what other options are there? Momâs health has been in gradual decline. The family sees it. Sometimes they agree that action is necessary, some times not. They
Mom Needs Help But Won’t Accept It – Can We Apply for Guardianship?
The caller gives me the following fact pattern or some variation. Momâs health is deteriorating. Her behavior is becoming extremely erratic, in some cases violent or abusive. In some cases itâs dementia. In others itâs alcohol or the side effect of the medications she is taking. Bills go unpaid. Spending