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            In the information age and with the explosion of technology have come fraud, theft and deception of various kinds.  Elder fraud is the act of targeting older adults by attempting to deceive them with promises of goods, services or financial benefits that do not exist, were never intended to

          The holiday season is a time to connect or reconnect with family.  We might visit with parents or other family members that we haven’t seen in some time and that’s when changes in their health become more noticeable such as: Weight loss Deterioration in personal hygiene Unusually dirty or messy home Unusually loud

            The Centers for Medicare and Medicaid has announced 2016 numbers for Medicare premiums, deductibles and coinsurances. Once again, the basic Medicare Part B premium will remain the same at $104.90.  That number has not changed for the past 3 years.             However, approximately 30% of beneficiaries will receive an increase

            Budget negotiations between Congress and President Obama have resulted in some significant changes to Social Security that will take away some of the strategies that married couples can use to increase their benefit payouts.             The “File and Suspend” strategy will be gone by May, 2016.   Under this option the