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Judy and her husband, Bob, had been appointed guardians for their son, Bill, years ago when he turned 18.  Bill suffered a brain injury during his delivery at birth and had the mental capacity of an 8 year old.  Eventually, Judy and Bob placed Bill in a group home where

I was a big fan of Get Smart, the TV show from the 1960’s that aired in reruns through the 1980’s.  The main characters were two government secret agents.  Actor Don Adams played Agent 86 and his female partner, Agent 99, was played by Barbara Feldon.  (Steve Carell and Anne

This is a special time of year.   No, I’m not talking about Halloween or the traditional holiday season from Thanksgiving through New Year’s.  It is Medicare’s open enrollment period, a once a year special event. Medicare is one of the many government programs that can be maddeningly confusing.  There are so

I’m not talking about a loss of manners or style or discretion in a world in which technology has helped push the doors open wide to reveal everything that used to be private or personal.  That’s a whole other subject.  I’m referring to CLASS, President Obama’s attempt to establish a

Much has been written about how much long term care is costing this country and specifically how much tax payer dollars are spent on government benefit programs, with those numbers continuing to rise.  All true.  But, government waste, ineptitude and an inability to eliminate fraud certainly play a role.  An

Perhaps it’s a phrase you’ve heard before but aren’t aware of the history behind it. (More on that in a minute.)  A recent New Jersey court case brought the statement to mind and left me shaking my head because it just reinforces why clients so need my services.  Allow me