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Many of my articles concern Medicaid and avoiding or trying to minimize a Medicaid penalty.  That penalty, which is a waiting period for benefits is a result of a mathematical calculation.  The amount of any transfers for less than fair value is divided by the Medicaid divisor to get the resulting penalty. The divisor is what

I have written a few times about the problem of keeping Medicaid once you have been approved.  There are a number of rules and regulations that – if violated – could cause the loss of benefits.  A recent case in our office illustrates another way that we haven’t previously experienced. We applied for Medicaid for

My posts the past two weeks have been about Mary’s problem caring for her stepmom, June after her dad died. Last week I told you that we needed to file a guardianship action. 2 doctors needed to examine June and sign affidavits stating that in their medical opinion she was

In last week’s post I started telling you about Mary’s call concerning her stepmom, June. Mary’s dad had recently died leaving her with the responsibility of caring for June. He also left June with ¼ of his estate per his will which she knew would not last very long, approximately

Most people don’t prepare well for the possibility of needing long term care. This story is no different but with the right steps, guidance and a lot of work this story shows what can be accomplished. Mary called us after her dad died. She wasn’t calling because she needed help with

A continuation of last week’s topic concerns protecting the home when applying for Medicaid.  I explained that John’s daughter, Amy should not have to sell her Dad’s home and spend down the proceeds before qualifying for Medicaid if Amy is living in the home and she intends to bring him