Recent Trends with Medicaid Applications – Part 2
In my post last week I told you why I think Medicaid applications have become more difficult to get approved. This week I will talk about the ways the State has made it more challenging. One way, which I have written about several times over the past few months is the QIT
Recent Trends with Medicaid Applications – Part 1
I have been saying for some time that Medicaid benefits are much more difficult to obtain now than at any time I can recall in the last 25 years I have been filing applications on behalf of clients. There are a number of reasons for this and a number of ways
Another Word About QITs – Part 5
In my last post on this topic (4/4/21) I told you about a case involving a qualified income trust (QIT) that was not used correctly causing the denial of a Medicaid application which we had filed. I appealed and the judge reversed the denial excusing the technical mistakes made by the
Another Home Based Medicaid Option – Part 3
In the final post of 3, this week I again discuss the Personal Preference Program, a home based Medicaid program. As I explained last week, once an applicant is approved through the usual Medicaid application process, a consultant is assigned to the case to determine a budget that is then used
Another Home Based Medicaid Option? Part 2
Last week I wrote about another possible home based Medicaid option in New Jersey beyond the traditional one. It’s called the Personal Preference Program or PPP. It gives the Medicaid recipient and his or her family members more control over the type of care the recipient receives. As I stated last week the
Another Home Based Medicaid Option?
In the past year we have probably handled more Medicaid home based applications than in the previous 5 years combined. Much of this has to do with the current pandemic and the reluctance of families to place their loved ones in facilities where maintaining Covid safety is more difficult than in
How Scrutinizing is Medicaid Really? Part 2
Last week I wrote about a question I hear often about Medicaid. Isn’t there a certain amount of gifting that is allowed under Medicaid regulations? The answer as I stated last week is that there really isn’t. Any gift or transfer for less than fair value is subject to a penalty. In practice, however,
How Scrutinizing is Medicaid Really? Part 1
I had a conversation with a client recently about avoiding potential Medicaid penalties if and when she is ready to file a Medicaid application. She asked me a question I get often. “Is there an amount I can gift that is small enough that would not trigger a Medicaid penalty, say for
Alternatives to 1st Party SNTs – Part 2
In my blog post last week I wrote about 1st party special needs trusts, which are helpful in maintaining Medicaid benefits for someone who may receive an unexpected inheritance or the proceeds of a personal injury settlement. 1st party SNTs, however, can only be funded when the beneficiary is under age
Don’t Forget About the Elective Share – Part 2
Last week I wrote about Jim’s call to our office. His dad died leaving everything to Jim, including the task of taking care of his mom who had been living at home needing nursing home level care. Jim had found a nursing facility who would take her in. It would cost him $100,000