Mom is in her late 40's and divorced.  She owns her own home worth approximately $250,000 but with a substantial mortgage with a balance of $150,000.  Probably describes a lot of people.  Except that Mom has Alzheimerâs.  While the disease mostly affects the elderly, early onset Alzheimerâs is not uncommon. 

A very common scenario we see is what Iâll call the case of the late in life second marriage.  We all need companionship, especially after a spouse has died or after going through divorce.  Itâs lonely being alone.  So we have Joe and Mary.  They marry in their 60âs.  He has

Adult Day Care is a wonderful alternative for families struggling with the care of an aging or disabled parent, spouse or loved one.  Adult Day Care centers can also provide supervision and assistance each day for a senior who is not quite ready for assisted living or long term care. Each

A recent study of long term care shows that the percentage of elderly Americans living in nursing homes is on the decline.  This appears to be in part because of improved health and partly because of more choices.  According to census statistics, 7.4% of Americans 75 and older lived in

Two weeks ago New Jersey became the third state (California and Washington being the others) to pass into law a bill requiring companies to offer paid leave to employees.  The benefit will operate in a similar fashion to state disability benefits in that all employees will contribute an additional amount from their paychecks to

A term that has come into increasing usage is "negative inheritance".  It describes the situation where an adult child, rather than receiving an inheritance when a parent dies, instead spends his/her own money to cover the parent's long term care needs because the parent has run out of money.  It

Over the past 13+ year I've been able to help many families through what we call the elder care journey from healthy vigorous senior through home assistance, assisted living and nursing home care.  Some of the more common mistakes that I see people make are the following: 1.  Believing Medicare covers